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      Get?1.8% cash back on everything you buy.

      Yes, everything.

      Apply Now

      Subject to Cardholder Agreement/Reward Guide Terms and Conditions, and merchant purchase designation.

      Questions? Ask a Citizen.
      Questions? Ask a Citizen.

      Citizens Bank Cash Back Plus? World Mastercard?

      Citizens Bank Cash Back Plus World Mastercard rewards you with 1.8% cash back on everything you buy. So go ahead. Get in on the hype. Give back, get back, and get the most out of your purchases today.

      Learn More

      Apply Now

      0%

      Introductory APR on balance transfers for 15 billing cycles1, thereafter a 16.99%, 20.99%, or 24.99%3, variable APR based on your creditworthiness

      Citizens Bank Clear Value? Mastercard?

      Our lowest rate credit card with the added values of convenience, security protection and great benefits.

      Learn More

      Apply Now

      0%

      Introductory APR on balance transfers for 18 billing cycles2 from date of account opening; thereafter, a 14.99%, 18.99% or 22.99%4 variable APR based on your creditworthiness

      Compare all credit cards

      Citizens Bank Cash Back Plus? World Mastercard?

      A card with unlimited earning potential. Earn 1.8% cash back on all eligible purchases. Simple. Unlimited. Powerful.

      Important information
      about rates and fees

      Citizens Bank Clear Value? Mastercard?

      Enjoy rates as low as 14.99% with a credit card that offers convenience, protection and great benefits.

      Important information
      about rates and fees

      Rewards
      • Unlimited 1.8% cash back on every eligible purchase with no rotating categories or enrollments to keep track of
      • Our lowest APR card for purchases with rates as low as 14.99% - ideal if you carry a balance
      Intro APR for balance transfers
      • 0% for first 15 billing cycles1
      • After 15 billing cycles, 16.99%, 20.99% or 24.99%3 based on your creditworthiness
      • 0% for first 18 billing cycles2
      • After 18 billing cycles, 14.99%, 18.99% or 22.99% 4 based on your creditworthiness
      APR Rates
      • No annual fee
      • Purchase APR of 16.99%, 20.99% or 24.99%3 applies from account opening based on your creditworthiness
      • No annual fee
      • Purchase APR of 14.99%, 18.99% or 22.99%4 applies from account opening based on your creditworthiness
      Security
      • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to two years5
      • Travel Accident and Baggage Delay Insurance5
      • ID Theft Protection5
      • Zero Liability Protection against unauthorized purchases6
      • Chip technology enabled card
      Built-in benefits
      • Year-end summary statement
      • 24/7 online account management
      • Make purchases using Apple Pay™ in-store and in-app with participating merchants.
      • 21-day grace period on all purchases7
      • Postmates discount5
      • Cellphone Protection5
      • Year-end summary statement
      • 24/7 online account management
      • Make purchases using Apple Pay™ in-store and in-app with participating merchants.
      • 21-day grace period on all purchases7

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